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My formula predicts the rest of BYU's games and other games in week 6

Plus a friendly competition with Dick Harmon
BySpencer Higinbotham
Oct 3, 2026; Fort Worth, Texas, USA;  BYU Cougars quarterback Bear Bachmeier (47) runs for a 21-yard touchdown against the TCU Horned Frogs during the second half at Amon G. Carter Stadium.  Mandatory Credit: Chris Jones-Imagn Images
Oct 3, 2026; Fort Worth, Texas, USA; BYU Cougars quarterback Bear Bachmeier (47) runs for a 21-yard touchdown against the TCU Horned Frogs during the second half at Amon G. Carter Stadium. Mandatory Credit: Chris Jones-Imagn Images | IMAGN IMAGES via Reuters Connect

BYU just got their first win in Fort Worth in 15 years (or 20 if you don't count their win over Tulsa in the 2011 Armed Forces Bowl). And yet, a lot of fans are reacting as if BYU needed a clock error and a hail mary to beat a MAC team. But I think this win was more impressive than people think.

Their defense played lights out, and while their offense only scored 17 points, it was against a TCU defense that had given up 12.5 points per game. And they did it without their two best running backs, without their best offensive lineman, and with Bear Bachmeier struggling to grip the football. They even covered the spread.

Unfortunately, this game did not go well as far as my formula was concerned. My formula's favorite stat is yards per play, and after BYU had 8 yards per play in their first two FBS games, including an incredible 9.6 yards per play against Colorado St, they only had 3.5 yards per play against TCU. This dramatically decreased BYU's offensive rating from 43.5 to 34.9. On the bright side, their defensive rating went from 17 to 15.3, which is good because lower is better for the defensive rating. But still, the predictions for most of BYU's games are going to take a hit.

Formula predictions for remaining BYU football schedule

BYU 30 Iowa St 23

Notre Dame 25 BYU 20

BYU 22 UCF 21

BYU 31 Arizona St 18

Utah 29 BYU 18

BYU 29 Baylor 21

BYU 26 Kansas 24

BYU 32 Cincinnati 19

And then in the Big 12 championship, my formula says BYU's losing a second Holy War to Utah, 27-20.

At least the Notre Dame game is closer now after Notre Dame's not-so-dominant 37-26 win against North Carolina.

And now for my friendly competition with Dick Harmon. Here are my formula's predictions for last week, and here are his. For each game where we both made a prediction, whoever gets the closest in terms of the point spread (or whoever picks the correct winner if we disagree on the winner) gets 2 points, +4 if it's the BYU game, +2 if it's the Utah game, +2 if it's a matchup of ranked teams, +2 if it's a Big 12 team against a team from another P4 conference, x2 if we disagreed on who would win, and x2 if we're exactly right.

Also, whoever gets the closest in terms of the point total gets 1 point, +2 if it's the BYU game, +1 if it's the Utah game, +1 if it's a matchup of ranked teams, +1 if it's a Big 12 team against a team from another P4 conference, x2 if our predicted point totals were at least 15 points apart, and x2 if we were exactly right. He won the first two, and I've won the last two. Let's see who takes the lead in the series.

Game

Higinbotham's prediction

Harmon's prediction

Actual Score

Point Spread Winner (+2)

Point Spread Bonuses

Point Total Winner (+1)

Point Total Bonuses

Higinbotham points scored

Harmon points scored

UCF vs Houston

Houston 33-21

Houston 28-21

Houston 27-17

Higinbotham

None

Harmon

None

2

1

Middle Tennessee vs Kansas

Kansas 35-16

Kansas 24-10

Kansas 55-0

Higinbotham

None

Higinbotham

x2 (Disagreed by at least 15)

4

0

West Virginia vs Iowa St

ISU 32-22

WV 31-24

ISU 45-42

Higinbotham

x2 (Disagreed on winner)

Harmon

None

4

1

BYU vs TCU

BYU 28-22

BYU 28-13

BYU 17-10

Higinbotham

+4 (BYU game)

Harmon

+2 (BYU game)

6

3

Texas Tech vs Colorado

TT 27-23

TT 31-17

TT 29-7

Harmon

None

Harmon

None

0

3

Baylor vs Arizona St

ASU 26-20

ASU 34-28

Baylor 55-19

Tie

None

Harmon

x2 (Disagreed by at least 15)

0

2

Cincinnati vs Arizona

Arizona 32-25

Arizona 33-31

Arizona 34-7

Higinbotham

None

Higinbotham

None

3

0

Notre Dame vs North Carolina

ND 31-13

ND 34-16

ND 37-26

Tie

None

Harmon

None

0

1

Alabama vs Mississippi St

MSU 32-30

MSU 24-21

Bama 56-23

Higinbotham

+2 (ranked matchup)

Higinbotham

+1 (ranked matchup) x2 (disagreed by more than 15)

8

0

Ohio St vs Iowa St

OSU 30-21

OSU 38-21

OSU 31-14

Harmon

+2 (ranked matchup) x2 (exactly right)

Higinbotham

+1 (ranked matchup)

2

8

Florida vs Missouri

Mizzou 28-27

Florida 42-14

Mizzou 45-17

Higinbotham

+2 (ranked matchup) x2 (disagreed on winner)

Harmon

+1 (ranked matchup)

8

2

Miami vs Clemson

Miami 29-19

Miami 37-21

Miami 41-13

Harmon

None

Harmon

None

0

3

Utah St vs Boise St

BSU 32-23

BSU 34-24

BSU 37-18

Harmon

None

Higinbotham

x2 (Exactly right)

2

2

The final score for week 5 is... Higinbotham 39, Harmon 26. I have gone from down 2-0 to up 3-2. I knew that as soon as I had some data from this season to use, I was going to start winning.

Let's see if we can make it four in a row. Here are my formula's picks for this week:

Louisville 36 Florida St 30

Utah St 26 Washington St 14

BYU 30 Iowa St 23

Arizona 34 West Virginia 32

Indiana 30 Nebraska 25

Missouri 35 Texas A&M 18

Oklahoma St 25 UCF 23

Florida 37 South Carolina 35

Kansas St 32 Houston 30

Notre Dame 45 Stanford 11

Texas 19 Oklahoma 16

Oregon 29 UCLA 27

LSU 29 Kentucky 21

Alabama 27 Georgia 25

Penn St 35 USC 23

Utah 34 Kansas 18

Arizona St 37 Hawaii 17

As I always say at the end of every article, remember to be kind to the officials.

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